Financial Planning:
Thoughts and Commentary

How to use Qualified Charitable Donations to be charitable and tax efficient. Required Minimum Distribution Strategy.

Everyone is an expert during good times. Many do it yourself investors spent the last decade investing in any one of many “can’t lose”...

Strategies for lottery and jackpot winnings and what to avoid.

Receiving an inheritance brings a mix of emotions; with the loss of a loved one and receiving a portion of their life long hard work. ...

Health Savings Accounts – The investment account that nobody wants to use The financial world and financial planning are filled with a...

As we enter month 98 (I lost count) of the pandemic and we think about all the things we want to be doing, but can’t, I want to spend a...

Let me start off this month’s newsletter by wishing all of you a very safe and healthy summer season. A short four months ago I was...

Has anyone noticed the damage the world economy has taken over the last two months? Sharp and dramatic increases in unemployment. ...

Well, this certainly has been a strange month for all of us. And while I have tried to make both my work life and personal life normal...

Everyone wants to have the highest investment returns with the lowest amount of risk. But the average investor knows that this isn’t...

From time to time I dedicate a little of my professional focus on my own financial plan, and make sure I am practicing the behavior I...

In the final part of a three-part series, about what planners do and do not know, we explore the most important variable in financial...

For this month’s ‘For your consideration’ I submit the second of three parts in a series of ‘what-If’ scenarios. Factors of financial...

Nothing is better than the changing of the seasons! In fall leaves change colors, decorating the landscape. In spring flowers come...

Every so often there is a news story that crosses the borders of various genres. Usually entertainment news stays within the universe of...

Approximately twice a year, the stock market delivers three to four weeks of consistent negative returns. It is not an unusual event,...

In this week’s ‘For your Consideration’ I submit another ‘top ten’ list. I enjoy lists! Shopping lists, tasks lists, agendas - They...

Whenever you are standing on one of life's ledges, it always seems difficult to get yourself to make the leap. Skydivers lament that...

Over the last ten to twenty years, the financial environment, with the help of widely available technology, has slowly changed the the...

Decisions Decisions....Life is full of them. Some decision are more important than others, while some are certainly more fun to make. ...